I’m Rahul Soni, a Mortgage Agent Level 1 serving Alberta and Ontario. I work with first-time buyers, growing families, and homeowners who want better clarity and better outcomes—whether that means getting pre-approved, purchasing your next home, switching lenders at renewal, or refinancing to lower payments or access equity.

I focus on making the mortgage process straightforward: I’ll walk you through fixed vs. variable rates, down payment options, credit considerations, and lender requirements—so you understand the “why” behind every recommendation. My goal is to help you secure a mortgage that aligns with your budget today and your plans for the future.

Areas I can help with:

  • Mortgage pre-approval
  • Purchase mortgages
  • Renewals
  • Refinance
  • Debt consolidation
  • Self-employed mortgages
  • New to Canada mortgages
  • Investment property mortgages